SPECIALTY PROGRAMS


Risk Partners has developed several specialty programs to accommodate the specific underwriting needs of agency controlled business.

  • Non-Emergency Medical Transportation
    • A national Workers’ Compensation program for Medicare/Medicaid transportation providers and other facilities providing non-emergency medical transportation
    • First dollar program available in all states with “A” rated, A.M. Best insurance company
  • Auto Dealers
    • A national Workers’ Compensation program for new and used car dealers, offering a variety of pricing discounts and loss control services
    • First dollar program available in all states with “A” rated, A.M. Best insurance company (closed to new agents only in California)
  • Self Storage Tenant Insurance
    • A national Workers’ Compensation program for self-storage facilities, designed to protect tenants’ storage items while increasing the self-storage site’s administrative income
    • First dollar program available in all states with “A” rated, A.M. Best insurance company
    • Large self-storage facilities have opportunity to participate in underwriting profit and investment income
  • Commercial Auto
    • This program underwrites a broad range of service, retail and commercial auto and physical damage coverage in all vehicle weight classes
    • Available in NY, NJ, PA with “A” rated, A.M. Best insurance companies
    • Minimum Premium $25,000
    • Target Classes
      • Local & Intermediate Truckers (up to 200 mile radius)
      • Intercity Vans and Buses on Predetermined Routes (excludes charter|Not available in New York)*
      • Medical Transportation (includes non-emergency ambulance|Not available in New York )*
      • Taxis (Not available in New York)*
      • Sand & Gravel Haulers
      • Household Movers – Local or Intermediate
      • Mail Delivery
      • Dump Trucks
      • Tow Trucks
      • Delivery Vans
      • Contractors’ Vehicles

Our programs are built upon a foundation of exceptional underwriting expertise, a superior retail distribution network and extensive market relationships. Working with retail niche-industry experts, we are building exclusive, differentiated program solutions to provide responsive capacity to underserved market segments. Our programs target well-managed risks that outperform their market segment and have a desire to capitalize on the profitability of a favorable loss history.

Safety Groups

Risk Partners offers its agency partners access to Workers Compensation Safety Group Dividend Plans for their qualifying small and mid-sized insureds in Delaware, Massachusetts, Michigan, New Jersey, Pennsylvania and Texas.

These specialty programs have been designed with an “A” rated, A.M. Best insurance company to provide tailored risk management solutions to insureds within specific industry classes. The programs provide smaller companies (minimum premium of $5,000) with the ability to collectively apply the same risk management techniques used by larger companies to improve workplace safety, reduce losses and capitalize on a favorable loss history.

  • Commercial Auto
    • new and used car dealers
    • filing stations and service centers
    • car tire dealers
    • auto paint and body shops
    • auto part stores
    • car wash facilities
  • Restaurant Group
    • fast food establishments
    • family-style restaurants
    • white tablecloth dining
  • Wholesale / Retail Food Group
    • food processing, canning and packing
    • select produce, meat, poultry and dairy operations
    • wholesale / retail grocery, meat and produce outlets

Each of our Safety Group programs provides specially tailored loss control, claims and medical management services.